Privacy Policy
Your data security is our baseline, not a feature.
1. Data Collection
At LinkMy Pay, we collect information essential to providing secure financial services, including:
- Identity details (Full name, Email, Username).
- Verification data (KYC documents provided for account security).
- Transaction history (Reference IDs, amounts, and participants).
2. Use of Information
Your data is used exclusively to facilitate transfers, prevent fraud, and comply with institutional financial regulations. We never sell your personal information to third-party advertisers.
3. Security Protocols
We employ TLS 1.3 encryption for all data in transit and AES-256 encryption for data at rest. Access to sensitive account data is restricted to authorized personnel under strict audit logs.
4. Cookies & Tracking
We use essential cookies to maintain your session and security. Performance cookies may be used to analyze system load and improve interface responsiveness.
5. Data Retention
We retain personal and transactional data only for as long as necessary to fulfill legal, regulatory, and operational requirements. Verification records and transaction logs may be retained beyond account closure where required by financial compliance obligations.
6. Account Access & Control
You may access, update, or correct certain personal information through your account settings. Requests to delete or restrict processing of your data may be subject to regulatory retention requirements.
7. Sharing of Information
Your information may be shared with trusted service providers solely for purposes such as identity verification, fraud prevention, or infrastructure security. All such parties are contractually bound to confidentiality and data-protection obligations.
8. Regulatory Compliance
LinkMy Pay complies with applicable financial regulations, including identity verification and anti-money laundering requirements. Information may be disclosed to lawful authorities when required by valid legal process.
9. International Data Transfers
In some cases, your information may be processed in jurisdictions outside your country of residence. We ensure that such transfers are protected by appropriate safeguards consistent with this Privacy Policy.
10. Children’s Privacy
Our services are not directed toward individuals under the age of 18. We do not knowingly collect personal information from minors.
11. Changes to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Material updates will be communicated through the platform or via email where appropriate.
12. Contact & Inquiries
If you have questions about this Privacy Policy or how your data is handled, please contact us at info@linkmypay.org.